Cascade Federal Credit Union
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Act Now. Life Insurance. Your Family Is Your Life.

About Your Credit Union

Credit unions are co-operative, not-for-profit financial institutions organized to promote thrift, provide economical loans, and increase members' financial well-being. Credit unions are member owned, and the members control the credit union through an elected Board of Directors.

Cascade Federal Credit Union (Cascade FCU, CFCU) is federally chartered, which is why "Federal" is part of our name. For your security, we are regulated and examined by the federal government, and your deposits are insured to $250,000 by the N.C.U.A., an agency of the U.S. government.


Established in 1952, Cascade FCU originally served employees of the Cascade Division of the Great Northern Railway. Through railroad mergers evolved the Burlington Northern Santa Fe, our largest employee group. In 1982, credit union regulations began allowing credit unions to serve additional employee groups.

Since 1982, over 125 employee groups joined Cascade FCU so that they can enjoy credit union benefits. In 1985, NC Machinery's credit union merged with CFCU. This diversification strengthened Cascade FCU as we now have over $250 million in assets, and serve more than 10,000 members.

Many of our employee groups participate in a "Representative Program". Conveniently obtain membership, loan, payroll deduction, and other application forms at your place of work. Check with your personnel department or company benefits coordinator to see if your company participates in this program.


Unlike the merger-crazed banking industry, Cascade Federal Credit Union has no intention of merging with another financial institution. As your assurance of our commitment to serving our members as an independent financial institution, we offer our "NO MERGER GUARANTEE":

If, as a result of Cascade Federal Credit Union's merger with another financial institution any one of the following events occur within two years of your original membership opening date, Cascade Federal Credit Union will pay you $100.00.
  • Cascade Federal Credit Union changes its name
  • Cascade Federal Credit Union changes your account number
  • Cascade Federal Credit Union closes your primary branch
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