|At CFCU, we've created savings and investment vehicles that require surprisingly modest amounts to start, pay highly competitive rates, and guarantee the safety of your investment (all accounts are federally insured to $250,000). And because most employers offer payroll deduction or direct deposit, saving at the credit union is easy.
SHARE AND CHECKING ACCOUNTS
Opening a share account with a minimum $5.00 deposit makes you a member of Cascade FCU, and entitles you to all the benefits of membership. Even if you change employers, as long as you maintain a share account at Cascade FCU, you remain a member of the credit union.
Share accounts earn highly competitive quarterly dividends computed on the average daily balance of $50 or more. Save for specific goals like college, a vacation, taxes, or home improvement by opening specially designated sub-savings accounts.
Share draft accounts are the credit union industry's version of a checking account. CFCU offers one basic checking account:
Cover yourself against returned checks and costly fees by linking your checking account to savings, your Line of Credit or VISA card.
- No monthly service fee
- No per check charges
- No minimum balance requirement
- No gimmicks
- Visit Main Street to preview check style options
MONEY MARKET TRANSACTION ACCOUNTS (MMTA)
A higher-yielding investment account designed to compete with mutual fund money market accounts, and at the same time offering members the peace of mind of federal deposit insurance.
- Minimum balance of $2,500
- Minimum deposit or withdrawal of $100
- Monthly dividend
- Write up to three checks per month.
MONEY MARKET CERTIFICATES
Members earn excellent rates on investments of $1,000 or more with CFCU's fixed-rate certificates, which offer terms from 6 to 60 months. Historically, CFCU's rates are among the highest in the country. Our high rates and the safety of federal deposit insurance make CFCU certificates an investment worthy of your hard-earned dollars.
INDIVIDUAL RETIREMENT ACCOUNTS (IRA)
IRAs have been a mainstay of investing since the 1980's, and CFCU's excellent IRA programs, including Roth IRA's, enable members to easily save for retirement. Start with as little as $5.00, set up payroll deduction, and watch the account grow in IRA Shares or IRA Money Market Certificates.