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Rates Calculator

Things change pretty quickly nowadays, so it’s nice to have something that doesn’t — like fixed-rate earnings you can rely on.

Key Features

  • Fixed Rates
  • Competitive Dividends
  • No Setup or Maintenance Fees
  • Wide Range of Terms
  • Enjoy more peace of mind with guaranteed earnings
  • Fixed rates, higher than regular savings
    • Receive higher rates by selecting a longer term
    • If you have been a member for 10 or more years, enjoy a rate increase of 0.10% APY on all certificates except for the Member Appreciation Certificates. 
  • Provides more guarantee than other risky investments
  • Insured by the NCUA up to $250,000
  • Set aside for future savings goals
  • A wide range of terms available (from six months to five years)
  • No setup or maintenance fees
  • Early withdrawals subject to penalty*
  • $1,000 minimum deposit to open regular certificate
  • $500 minimum deposit to open Member Appreciation Certificate (MAC)
    • 10- or 20-month term
    • Higher dividends than regular certificates
  • $60,000 minimum deposit to open Jumbo Certificate
*Early withdrawals result in penalty depending on the term of the certificate. Terms of one year or less have a 90-day dividend penalty; over twelve months is a 180-day penalty.