SAVE MORE ON YOUR HOME PURCHASE OR REFINANCE
From now through June 30, Cascade FCU is offering two home loan specials to help members save on their monthly mortgage payment.1
Refinance Special
Qualified applicants can get 5.99% APR with a NO-COST REFINANCE!2 That means no closing costs, no fees, no expense to refinance your loan with us. Plus, if you have other debts, like a vehicle or other type of loan, you may be able to get cash out with your refinance to pay those off and save even more.
Purchase Special
Get a rate to celebrate! We are offering 5.95% APR3 to qualified applicants when you purchase a home with Cascade FCU.
ENJOY HASSLE-FREE BANKING WITH FREE CHECKING
At Cascade FCU, we have options to keep your everyday banking simple and straightforward. Open a Free Checking account to enjoy perks like:
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► No minimum balance requirement
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► Send and receive money with Zelle®
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► No monthly maintenance fees
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► Contactless and tap-to-pay debit cards
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► 30,000+ surcharge-free ATMs via
the CO-OP ATM network
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► Digital wallet options with your Free
Checking debit card
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UNLOCK SAVINGS WITH OUR HOMEBUYER WEBINAR
Join us for our spring Homebuyer Webinar. Here you can learn more about our upcoming mortgage special offers, learn about current market conditions and their impacts to homebuyers and those looking to refinance, and ask a mortgage expert whatever burning questions you have.
Register now to join us on April 9 at 6 p.m. We can't wait to see you there!
UPCOMING EVENT & HOLIDAY SCHEDULE
April 9:
6 p.m.
Homebuyer Webinar
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April 30:
11 a.m.
Webinar: Build Your Monthly Spending Plan
May 26:
Closed for Memorial Day
June 19:
Closed for Juneteenth
July 4:
Closed for Independence Day
GIVE THE GIFT OF MEMBERSHIP
Giving the gift of membership is a win-win!
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You'll receive $50 for each person you refer who becomes a member. You can earn up to $500!
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The friends and family you refer will earn $50 just for joining and another $50 if they open a checking account or loan within their first 30 days of membership.
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You and those you refer will be entered into our quarterly Members-Only Sweepstakes2 for a chance to win $500!
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You and those you refer can take advantage of the benefits of being a Cascade FCU member.
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YOUR QUARTERLY FRAUD FOCUS
Have you received a text claiming you owe money for unpaid tolls, even if you haven’t driven through one recently? It might be a scam. Scammers have been impersonating toll agencies like Good To Go!, sending fake texts to demand payments, including links that can result in theft of your personal information.
Here's what you need to know to avoid becoming a victim of this scam:
1. DON'T CLICK LINKS. The message may sound urgent, encouraging you to click text message links. Don't fall for it. It may allow them to steal your personal information. Instead, log in to your toll account online or call their official phone number.
2. DON'T TEXT BACK. Legitimate toll companies like Good To Go! will not reply to text messages. If someone is texting you back and forth, it's a scammer. End the conversation immediately.
3. REPORT AND DELETE. Use your phone's text message reporting option or forward the text to 7726 (SPAM). Remember to delete the message after you report it.
If you encounter a scam, remember to report it, even if you haven't lost money, to the FTC at ReportFraud@FTC.gov. For extra protection, we offer identity recovery services for as low as $2 per month.
BUILD YOUR MONTHLY SPENDING PLAN
Are you one of many people who have created a spending plan in the past and had trouble sticking to it? If so, you are not alone!
In this webinar, our partner GreenPath Financial Wellness will guide you through the process to create a plan for where you want and need your dollars to go each month. You’ll leave with the knowledge of what your monthly spending plan is, and some tips to stick to it.
Register now to join us on April 30 at 11 a.m. or to receive a recording once the webinar has concluded.
APRIL IS FINANCIAL LITERACY MONTH
Spend today, save tomorrow?
We've all been there. But if it seems you're always living paycheck to paycheck and never able to save anything for the future, then it may be time to make a change.
April is Financial Literacy Month. What a great opportunity to learn how small changes in your day-to-day spending habits can make a difference in your overall financial picture. A little budgeting may go a long way, and you might be surprised by how little change is required today in order to start saving for tomorrow.6
MEMBERS-ONLY SWEEPSTAKES
CONGRATULATIONS TO VERNON T! Vernon is the 2024 fourth-quarter winner of $500 through our Members-Only Sweepstakes.
Vernon said, "I love the excellent customer service. Things have been great since I became a member.”
Each quarter, members who participated in our member referral program and/or used us for their lending needs are entered to win $500.2
How you can be entered into the sweepstakes:
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Join Cascade FCU. |
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Refer a friend or family member. When they join, you’ll both be entered. |
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Use Cascade FCU for your lending needs. When you get a loan, credit card or line of credit, you’ll be entered. |
Insured by NCUA. Equal housing opportunity. APY = annual percentage yield. APR = annual percentage rate. Yields and rates are subject to change. All loans, rates and terms are subject to credit approval, may change at any time and must meet Cascade Federal Credit Union lending policies.
1All lending products are subject to credit and property approval. Additional eligibility requirements include becoming a Cascade FCU member, opening a checking account, and setting up direct deposit with an automatic payment to this mortgage. Terms, conditions, and interest rates are subject to change without notice. Certain restrictions may apply and may vary based on borrower qualification and collateral conditions. Application must be submitted by June 30, 2025, to take advantage of this offer. This is not a commitment to lend. Additional restrictions may apply. Cascade Federal Credit Union: 18020 80th Ave S Kent, WA 98032 | (425) 251.3600 | NMLS ID: 763352. 2Borrowers are still required to pay costs associated with prepaids and escrow. Refinancing an existing mortgage loan may cause the total finance charges to be higher over the life of the loan. Current loan must be titled six months before refinance closing date. Credit score must be at least 700 to be eligible for this offer. 3Credit score must be at least 680 to be eligible for this offer. Restrictions apply.
4A U.S. checking or savings account is required to use Zelle®. Transactions between enrolled consumers typically occur in minutes. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
5Sponsored by Cascade Federal Credit Union, 18020 80th Ave S, Kent, WA 98032. Value of quarterly prize is $500. Odds of winning depend on number of entries received. Details and qualifications for participation in this promotion may apply. For additional details, please see CascadeFCU.org/ SweepstakesRules.
6Non-deposit investment products and services are offered through CUSO Financial Services, LP. ("CFS"), a registered broker-dealer (Member FINRA/SIPC) and Registered Investment Advisor. Products offered through CFS are not NCUA/NCUSIF or otherwise federally insured; are not guarantees or obligations of the credit union; and may involve investment risk, including possible loss of principal. Investment Representatives are registered through CFS. The credit union has contracted with CFS to make non-deposit investment products and services available to credit union members.
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