SETTLE IN WITH A GREAT MORTGAGE RATE
We're helping members save more on their monthly home loan payment.
From now through May 31, Cascade FCU is offering two home loan specials to help members free up some room in their budget when they have a checking account with direct deposit and automatic payment to this loan.1
Refinance Special
Qualified applicants can get 5.625% APR with a NO-COST REFINANCE!2 That means no closing costs, no fees, and no expense to refinance your loan with us. Plus, if you have other debts, like a vehicle or other type of loan, you may be able to get cash out with your refinance to pay those off and save even more.
Purchase Special
Get an even lower rate when you make a purchase! We are offering 5.472% APR3 to qualified applicants when you purchase a home with Cascade FCU.
Apply by May 31 to take advantage of one of these limited-time offers.
ENJOY HASSLE-FREE BANKING WITH FREE CHECKING
At Cascade FCU, we have options to keep your everyday banking simple and straightforward. Open a Free Checking account to enjoy perks like:
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No minimum balance requirements
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Send and receive money with Zelle®4
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No monthly maintenance fees
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Contactless/tap-to-pay cards
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30,000+ surcharge-free ATMs nationwide via the CO-OP ATM network
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Digital wallet options with your debit card
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UPCOMING EVENT & HOLIDAY SCHEDULE
May 13:
Live Webinar: Emotionally Healthy Spending
May 25:
Closed for Memorial Day
June 19:
Closed for Juneteenth
July 3:
Closed in observance of Independence Day
GIVE THE GIFT OF MEMBERSHIP
Giving the gift of membership is a win-win!
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You'll receive $50 for each person you refer who becomes a member. You can earn up to $500!
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Those you refer earn $50 for joining and another $50
if they open a checking account or loan within 30 days.
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You and your referrals will be entered into our quarterly Members-Only Sweepstakes5 for a chance to win $500!
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You and those you refer can take advantage of the benefits of being a Cascade FCU member.
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TESTIMOMIALS FROM OUR MEMBERS
"The staff are friendly and knowledgeable. It's easy to contact them over the phone. It's also easy to see transactions online. Transferring money to another account or person is easy to do either online or by phone. Most of all, CFCU takes care of our accounts by notifying us if there's a suspicious activity going on."
— Teodora E., member
YOUR QUARTERLY FRAUD FOCUS
It's easy to impersonate someone through a text or a phone call. Be on the lookout for texts and calls that appear to be from us. You could inadvertently give a fraudster access to your account.
Here's what you need to know to avoid becoming a victim of this scam:
1. STAY ALERT. Be cautious of unexpected texts or calls that appear to come from us. When in doubt, verify by contacting us directly at 800.562.2853.
2. SAFEGUARD. Don't give out sensitive information including card numbers or login information. If a one-time passcode text says not to share it, don't share, even if you think it's us.
3. REPORT. If you receive a suspicious text or phone call, end the conversation and contact us immediately to report the attempt.
If you encounter a scam, remember to report it, even if you haven't lost money, to the Federal Trade Commission at ReportFraud@FTC.gov. For extra protection, we offer identity recovery services for $2 per month.
IS CARING FOR YOUR PARENTS IMPACTING YOUR RETIREMENT?
Few kids imagine being the primary caretaker of a parent, but many are. Some Gen Xers have been caring for a parent for more than five years and expect that care to continue another five years.
It’s understandable why reports show Gen X is behind on retirement savings. Caring for a parent and running a household can impact your job performance and earning power. You may even face having to dip into savings to pay for more in-depth care. So, what can you do to keep your retirement goals on track?
You can have a retirement strategy tailored to your unique situation, which evolves as things change.6
PEACE OF MIND SHOULDN'T COME WITH A PRICE TAG
We partner with GreenPath to offer free, one-on-one financial counseling to help you cut through the chaos of debt. No judgment. No pressure. Just practical advice from National Foundation for Credit Counseling- and HUD-certified experts who’ve helped people pay off debt since 1961.
Real answers. A real plan. No cost to get started. Take the first step toward clarity and confidence.
MEMBERS-ONLY SWEEPSTAKES
CONGRATULATIONS TO SHYEN H! Shyen is the 2025 third-quarter winner of $500 through our Members-Only Sweepstakes.
Shyen said, “My girlfriend and I were just talking about having to save for a weekend getaway/short vacation! This would definitely help get us there. Thank you so much, and happy to be a Cascade FCU member—it does pay off.”
Each quarter, members who participated in our member referral program and/or used us for their lending needs are entered to win $500.5
How you can be entered into the sweepstakes:
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Join Cascade FCU. |
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Refer a friend or family member. When they join, you’ll both be entered. |
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Use Cascade FCU for your lending needs. When you get a loan, credit card, or line of credit, you’ll be entered. |
Insured by NCUA. Equal housing opportunity. APY = annual percentage yield. APR = annual percentage rate. Rates are subject to change. All loans, rates, and terms are subject to credit approval, may change at any time, and must meet Cascade Federal Credit Union lending policies.
1All lending products are subject to credit and property approval. Additional eligibility requirements include becoming a Cascade FCU member, opening a checking account, and setting up direct deposit with an automatic payment to this mortgage. Terms, conditions, and interest rates are subject to change without notice. Certain restrictions may apply and may vary based on borrower qualification and collateral conditions. Application must be submitted between March 1 and May 31, 2026, to take advantage of this offer. This is not a commitment to lend. Additional restrictions may apply. Cascade Federal Credit Union: 18020 80th Ave S Kent, WA 98032 | 425.521.3600 | NMLS ID: 763352. 2Borrowers are still required to pay costs associated with prepaids and escrow. Refinancing an existing mortgage loan may cause the total finance charges to be
higher over the life of the loan. Current loan must be titled six months before refinance closing date. Credit score must be at least 700 to be eligible for this offer. Current Cascade FCU home loans are not eligible for this offer. 3Credit score must be at least 680 to be eligible for this offer. Restrictions apply.
4U.S. checking or savings account required to use Zelle®. Transactions between enrolled consumers typically occur in
minutes. Zelle and the Zelle-related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
5Sponsored by Cascade Federal Credit Union, 18020 80th Ave S, Kent, WA 98032. Value of quarterly prize is $500. Odds of winning depend on number of entries received. Details and qualifications for participation in this promotion may apply. For additional details, please see CascadeFCU.org/SweepstakesRules.
6Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Cascade Federal Credit Union and Cascade Investments & Retirement are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Cascade Investments & Retirement, and are employees of LPL. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Cascade Federal Credit Union or Cascade Investments or Retirement. Cascade Investments & Retirement is not registered as a broker-dealer or investment advisor. Securities and insurance offered through LPL or its affiliates are:
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NOT INSURED BY NCUA OR
ANY OTHER GOVERNMENT
AGENCY
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NOT CREDIT UNION
GUARNTEED
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NOT CREDIT UNION
DEPOSITS OR OBLIGATIONS
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MAY LOSE VALUE
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