

MOVE YOUR DIRECT DEPOSIT IN A FEW
EASY STEPS
We've made moving your direct deposit to your Cascade account fast and simple.
To make the switch:
- Log in to online or mobile banking.
- Visit the Just For You widget beneath your accounts.
- Navigate through your options until you get to the screen to switch your direct deposit.
- Log in to your account with your payroll provider.
If your payroll provider isn't listed, you also have the option to electronically send a form to your employer with your Cascade FCU direct deposit details.


STRUGGLING TO MAKE ENDS MEET?
As a member of Cascade FCU, you have access to financial support and other assistance options, many of which are completely free, through our partnership with GreenPath™ Financial Wellness, including:
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Free financial counseling and budgeting
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A credit report review to help you improve your score
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Debt counseling to review your full financial picture and understand your options
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Student loan counseling, helping you understand options and find solutions that work best for you
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The debt management program to help you pay off debt faster and at a lower cost
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Housing counseling to help you move toward homeownership or stay in your current home
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UPCOMING EVENT & HOLIDAY SCHEDULE
July 22:
Seminario en vivo: Planifica Mejor Los Gastos K-12
August 12:
Live webinar: Planning for Open Enrollment

September 7:
Closed for Labor Day

GIVE THE GIFT OF MEMBERSHIP
Giving the gift of membership is a win-win!
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You'll receive $50 for each person you refer who becomes a member. You can earn up to $500!
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Those you refer earn $50 for joining and another $50
if they open a checking account or loan within 30 days.
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You and your referrals will be entered into our quarterly Members-Only Sweepstakes1 for a chance to win $500!
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You and those you refer can take advantage of the benefits of being a Cascade FCU member.
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TESTIMOMIALS FROM OUR MEMBERS
"The personal attention my family and I have experienced for decades is unprecedented. There's a sincere connection between member and employee that makes you feel like you are being taken care of; not as a client, but as a friend. It's unlike any professional relationship I've experienced."
— Donna A., member

YOUR QUARTERLY FRAUD FOCUS
There are tons of scams on social media, so it’s important to stay vigilant
and be careful what you share.
Three of the most common scams out there are shopping scams, investment scams, and romance scams. Learn about these red flags to look out for when you’re online.
1. TOO GOOD TO BE TRUE. Shopping scams are some of the most reported on social media. If an ad price or offer is too good to be true, it
probably is. Be cautious of paying or clicking on ads like these. They could steal your money or information.
2. "FOOLPROOF" INVESTMENTS. Scammers can easily make up testimonials and data to appear legitimate. The bottom line is don't trust a social media "investor" that you don't know. And remember, investments are NOT guaranteed.
3. A NEW LOVE INTEREST. Scammers will use a fake persona and images of others online to build a romantic connection. Then, they'll start asking for money or personal information. In the end, the person you got to know isn't real.
If you encounter a scam, remember to report it, even if you haven't lost money, to the Federal Trade Commission at ReportFraud@FTC.gov. For extra protection, we offer identity recovery services for $2 per month.

MANAGING AN INHERITANCE
A beneficiary is a person or entity you legally appoint to receive all or part of your financial assets upon your death. You have the power to designate beneficiaries for all types of accounts and assets.
Beneficiaries play a vital role in your estate management strategy. Regularly viewing your beneficiary designations (particularly after significant life changes like marriage, divorce, the birth of a child, or the passing of a family member) supports your long-term goals and can help your loved ones navigate future legal hurdles.
Whether circumstances have changed, you’re having second thoughts, or something unforeseen has come up, it’s wise to review your beneficiary designations periodically.
Meet with Mike Lin, wealth advisor, to schedule a complimentary, no-obligation appointment.2

YOU'RE INVITED TO OUR RETIREMENT OPEN HOUSE
Stop by our Kent branch and visit Mike Lin, wealth advisor,2 to talk through your retirement goals—whether you're just getting started or fine-tuning an existing plan.
When: July 31 from 10 a.m. to 3 p.m.
Where: Kent branch, 18020 80th Ave S, Kent, WA 98032
Start a conversation about your unique retirement goals or get guidance on strategies. No RSVP needed; walk-ins are welcome during this event. Plus, when you submit your information for an appointment, you'll be entered to win a $100 gift card!3

MEMBERS-ONLY SWEEPSTAKES
CONGRATULATIONS TO MARIA M! Maria is the 2025 third-quarter winner of $500 through our Members-Only Sweepstakes.
Maria was excited to receive the $500 and said that it was going to make a big difference for her family by allowing her to help her sister, who has been going through a challenging time.
Each quarter, members who participated in our member referral program and/or used us for their lending needs are entered to win $500.1
How you can be entered into the sweepstakes:
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Join Cascade FCU. |
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Refer a friend or family member. When they join, you’ll both be entered. |
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Use Cascade FCU for your lending needs. When you get a loan, credit card, or line of credit, you’ll be entered. |
Insured by NCUA. Equal housing opportunity. APY = annual percentage yield. APR = annual percentage rate. Rates are subject to change. All loans, rates, and terms are subject to credit approval, may change at any time, and must meet Cascade Federal Credit Union lending policies.
1Sponsored by Cascade Federal Credit Union, 18020 80th Ave S, Kent, WA 98032. Value of quarterly prize is $500. Odds of winning depend on number of entries received. Details and qualifications for participation in this promotion may apply. For additional details, please see CascadeFCU.org/SweepstakesRules.
2Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Cascade Federal Credit Union and Cascade Investments & Retirement are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Cascade Investments & Retirement, and are employees of LPL. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Cascade Federal Credit Union or Cascade Investments or Retirement. Cascade Investments & Retirement is not registered as a broker-dealer or investment advisor. Securities and insurance offered through LPL or its affiliates are:
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NOT INSURED BY NCUA OR
ANY OTHER GOVERNMENT
AGENCY
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NOT CREDIT UNION
GUARNTEED
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NOT CREDIT UNION
DEPOSITS OR OBLIGATIONS
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MAY LOSE VALUE
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3Odds of winning gift card depend on the number of entries received. No purchase necessary to win, but you must visit the
branch on July 31, 2026, between 10 a.m. and 3 p.m. to fill out a ticket. Winner will be contacted by August 7, 2026. Sponsored by Cascade Federal Credit Union, 18020 80th Ave S, Kent, WA 98032.
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