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When it comes to making your loan and credit card payments, there are lots of options. So whether you prefer to make payments individually, have them withdrawn automatically, or possibly need to skip your payment, we have you covered.

If you are making your payment from a savings, checking or money market account at Cascade, you can: 

  • Make one-time payments by logging in to online banking or the mobile app to transfer funds from the account of your choice to your loan or credit card. You can also give us a call or visit one of our branches and we can make the transfer for you.
  • Make recurring, automatic payments by logging in to online banking, giving us a call or visiting a branch.

Log In          Find a Branch

If you are making your payment from another financial institution, you can:

  • Make expedited payments to your Cascade loan from an external account using either a debit card or routing and account number information.
  • Visit a branch to make your loan payment with a check. If you visit us after hours, you can leave your payment using our night drop deposit areas, located at each branch.
  • Set up Cascade Federal Credit Union as a payee through the other financial institution's bill payment system, assuming they offer that service.

Payment from External Account          Find a Branch

If you prefer to mail in your payment, please indicate on the check or money order which loan you would like the payment applied to and mail it to the following address:

Cascade Federal Credit Union
18020 80th Ave S
Kent, WA 98032

Your mortgage payment will need to be made to either Cascade Federal Credit Union or Caliber Home Loans. Please see your statement to identify which one the check should be issued and mailed to. 

Mortgage payments to Cascade Federal Credit Union can be mailed to:

Cascade Federal Credit Union
18020 80th Ave S
Kent, WA 98032

Mortgage payments to Caliber Home Loans can be mailed to:

Caliber Home Loans
PO Box 650856
Dallas, TX 75265

Skip-A-Payment is a service by Cascade Federal Credit Union that allows members to request to skip a monthly payment. The payment is instead added to the end of the loan. It extends the life of the loan by one month each time you Skip-A-Payment. It can be a helpful tool when emergency expenses come up.

Which loans are eligible for Skip-A-Payment?

Eligible Not Eligible
  • Auto
  • Boat
  • Motorcycle
  • RV
  • Visa credit card
  • Personal loan
  • First mortgage
  • Home equity line of credit
  • Home equity loan

Additionally, you can only skip one payment every 12 months, and you need to make three consecutive payments before you can Skip-A-Payment.

Request a Skip-A-Payment

By participating in Cascade Federal Credit Union’s Skip-A-Payment program, you understand and agree that by skipping a payment, your final loan payment will be extended and interest charges will continue to accrue on your unpaid balance. For credit card purchases, interest will be charged to your account from the purchase date, as the purchase balance will not be paid in full by the deferred interest period/due date. You also authorize us to debit $25 per loan as a processing fee from your Cascade FCU checking or savings account indicated. The $25 fee may not be added to the loan. Not all loan types qualify. Loans that are delinquent or in bankruptcy are not eligible. Cascade FCU reserves the right to deny any Skip-A-Payment request. If you are not approved for the Skip-A-Payment, you will be notified. You are responsible for any late fees or payments if your request is denied or unable to be processed. Maximum of one Skip-A-Payment per rolling year. Form must be signed by member to be valid. If you elected GAP or warranty coverage, the coverage will not be extended beyond the original maturity date. If you have an automatic payment scheduled, you will need to make arrangements to cancel it prior to its arrival. This can take a number of days depending on where your payment is coming from.