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Rates

Make improvements to your home — and have your home pay for it. Or simply turn equity into cash you can use. See how much you'll save with our HELOC promotion.

Key Features

  • Competitive Rates
  • Flexible Terms
  • Local Decisions
  • Friendly Service
  • Convert home equity into funds you can use
  • Competitive rates for several short-term or one-time needs:
    • Home improvement projects
    • Major life events
    • Education expenses
    • Debt consolidation
    • And more!
  • The existing equity in your home is used as collateral backing
  • Flexible repayment terms customized to you
  • Interest paid may be tax-deductible*
  • Prompt, local decision-making
  • Friendly and attentive service throughout the process
  • Convert home equity into ongoing financing
  • Competitive rates for several ongoing or seasonal needs:
    • Major home improvements
    • Education expenses
    • Debt consolidation
    • Emergency reserve
    • And more!
  • The existing equity in your home acts as collateral
  • Funds available anytime without reapplying
    • Apply once, then use repeatedly thereafter
  • Revolving credit — as principal is repaid, more becomes available
  • Funds easily available via in-person or phone transfers to a specified Cascade FCU account
  • The interest paid may be tax-deductible*
    Set up automatic payments to be deducted from your account monthly
  • Flexible repayment terms customized to you
  • Prompt, local decision-making
  • Friendly and attentive service throughout the process

Get a 2.99% APR* introductory rate

Open a new Home Equity Line of Credit (HELOC) and get an introductory rate of 2.99% APR for the first 12 months. Pay no closing costs except appraisal if needed. After 12 months, rates as low as 5.00% APR.

Sample Monthly Payments

Amount Used Monthly Payment
$10,000 $75
$25,000 $188
$50,000 $375

*APR = Annual Percentage Rate.

*Consult a tax advisor.