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Rates

Make buying your first home affordable and easy with Cascade FCU. We'll even help you search for homes and connect with an agent. Or refinance with us to potentially lower your rate.

Key Features

  • Variety of financing programs
  • Competitive rates
  • Refinancing available
  • Finance the Washington home you want, at a rate you can afford
  • Competitively low rates for home purchase or refinance
  • Available for primary residence, second homes, vacation homes or investment properties
  • A wide range of terms customized to your unique situation
  • A wide range of financing programs available:
    • Fixed-rate mortgages
    • First-Time Homebuyer specials
    • Adjustable rate mortgages (ARMs)
    • USDA Rural Housing Loans
    • FHA Loans
    • VA Loans
  • Helpful loan advisors with working knowledge of the local real estate market
  • Free pre-approval for extra confidence when it comes to securing financing
  • Refinance your current home to potentially lower your rate
  • Prompt, local decision-making
  • Friendly and attentive service throughout the process

When you're ready to buy or sell a home, Cascade FCU is here to help. From finding the home of your dreams to financing it, we want to make the home buying experience as easy and affordable as possible.

We have partnered with HomeAdvantage® so that we can be your Homebuying One-Stop Shop. We can help you:

  • Search for homes. You can set filters ranging from number of baths and bedrooms to square feet to property type so that you can find the perfect home. You can also learn details about the neighborhood and schools in the area. Once you have your criteria set, you can even get alerts when homes that match your criteria go on the market.
  • Get an agent referral. Need a real estate agent? With the HomeAdvantage program, we can refer you to some of the best local agents to assist you in your homebuying or selling process(es).
  • Earn cash rewards.*When you buy or sell a home with a HomeAdvantage agent, you can get HomeAdvantage Cash Rewards at closing. The average reward is $1,500!

Estimate your rewards:

Home Sale Price Cash Rewards
$100,000 $600
$200,000 $1,200
$300,000 $1,800
$400,000 $2,400
$500,000 $3,000
$600,000 $3,600
$700,000 $4,200
$800,000 $4,800
$900,000 $5,500
$1,000,000 $6,000

*Cash Rewards are awarded through the HomeAdvantage program to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Homebuyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Cash Rewards amounts are dependent on the commissions paid to the HomeAdvantage network agent. Obtaining a mortgage or using any specific lending institution is not a requirement to earn Cash Rewards. If you are obtaining a mortgage, Cascade Federal Credit Union may have specific rules on how Cash Rewards can be paid out. Cash Rewards are available in most states; however, they are void where prohibited by law or by Cascade FCU. Please consult with your Cascade FCU representative for details that may affect you.