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Rates effective as of June 1, 2020. Fees may reduce earnings. Rates subject to change.

Share Accounts Learn More

Dividends on share accounts are paid quarterly. Rates effective as of April 1, 2020.

Type Minimum Balance Rate APY
Share Savings $5 - $50 0.00% 0.00%
Share Savings $50+ 0.15% 0.15%
Youth Savings $5 - $500 4.00% 4.06%
Youth Savings $500+ 0.15% 0.15%

Money Market Account Learn More

Balance Rate APY
$2,500 - $9,999.99 0.25% 0.25%
$10,000 - $49,999.99 0.35% 0.35%
$50,000 - $99,999.99 0.45% 0.45%
$100,000+ 0.65% 0.65%

 

IRA Shares Learn More

Dividends on share accounts are paid quarterly. Rates effective as of April 1, 2020.

Balance Rate APY
$50 - $1,999.99 0.80% 0.80%
$2,000 - $4,999.99 0.80% 0.80%
$5,000 - $9,999.99 0.80% 0.80%
$10,000 - $19,999.99 0.80% 0.80%
$20,000+ 0.80% 0.80%

IRA minimum rate is currently 0.80% APY

Certificates Learn More

If you have been a member for 10 or more years, enjoy a rate increase of 0.10% APY on all certificates except for the Member Appreciation Certificates.

Term Minimum Amount Rate APY
10-month Member Appreciation $500 (maximum $25,000) 1.29% 1.30%
20-month Member Appreciation $500 (maximum $25,000) 1.54% 1.55%
6-month $1,000 0.40% 0.40%
6-month $60,000 0.50% 0.50%
12-month $1,000 0.80% 0.80%
12-month $60,000 0.90% 0.90%
24-month $1,000 1.00% 1.00%
24-month $60,000 1.10% 1.10%
36-month $1,000 1.10% 1.10%
36-month $60,000 1.20% 1.20%
48-month $1,000 1.15% 1.15%
48-month $60,000 1.24% 1.25%
60-month $1,000 1.20% 1.20%
60-month $60,000 1.29% 1.30%

EARLY WITHDRAWAL PENALTY:
Terms of 12 months or less: 90 days dividends on amount withdrawn.
Terms of more than one year: 180 days dividends on amount withdrawn

Auto Loans Learn More

Term APR as low as Notes
up to 36 months 2.84% Model years 2010 - 2020
up to 48 months 3.24% Model years 2010 - 2020
up to 60 months 3.44% Model years 2010 - 2020
up to 72 months 3.69% Model years 2010 - 2020
up to 84 months 4.24% Model years 2010 - 2020, minimum loan amount $15,000

Vehicles must be model year 2010-2020; add 2% for prior model years.

RV/Boat Loans Learn More

Term APR as low as Notes
up to 84 months 4.24% Model years 2010 - 2020
up to 144 months 5.24% Model years 2010 - 2020
up to 180 months 5.99% Model years 2010 - 2020

Home Mortgage Loans Learn More

Term APR as low as Notes
Adjustable Rate Mortgage Get a custom quote  
10-year fixed Get a custom quote  
15-year fixed Get a custom quote  
20-year fixed Get a custom quote  
30-year fixed Get a custom quote  
FHA Get a custom quote  
VA Get a custom quote  
Guaranteed Rurual Housing (USDA) Get a custom quote  
5-year fixed 3.25% Rapid Mortgage (first mortgage only)*
7-year fixed 3.50% Rapid Mortgage (first mortgage only)*
10-year fixed 3.65% Rapid Mortgage (first mortgage only)*
12-year fixed 4.00% Rapid Mortgage (first mortgage only)*
Other refinance options Get a custom quote  

*No fee loan with early closure penalty if loan is closed within the first 24 months; terms and conditions apply.

Home Equity Loans Learn More

Term APR as low as Notes
5-year 3.79% Fixed rate
10-year 4.29% Fixed rate
15-year 5.04% Fixed rate
Home Equity Line of Credit 2.99%*** Annual rate adjustment

APRs quoted up to 70% LTV. Higher LTV options are available, ask for details.
*** Variable rate based on 12 month average of Wall Street Journal prime rate. Based on current index; after 1st year rate is 5.375%-8.375%.

Personal Loans Learn More

APR as low as Notes
5.95% up to 48 months
6.95% up to 60 months (minimum loan amount of $5,000)
7.95% up to 72 months (minimum loan amount of $7,500)

Credit Cards Learn More

Both Cascade FCU credit card options some with:

  • No annual fee
  • No balance transfer or cash advance fees
  • No foreign transaction fees
Type APR as low as Notes
Rewards Visa Credit Card^ 7.90% Variable rate
Visa Credit Card 8.90% Fixed rate

^Variable Rate Information: Your rate may increase or decrease if the Prime Rate as published in the Wall Street Journal five days before the end of the previous month increases or decreases. Your rate can change monthly on the first day of each billing cycle following a change in the Prime Rate. Your rate will be equal to the Prime Rate plus a margin of 4.65%-10.65%. Any increase will take the form of more payments of the same amount. Your variable rate will never be more than the maximum rate allowed by applicable law. Rates and fees are subject to change.