Things change pretty quickly nowadays, so it’s nice to have something that doesn’t — like fixed-rate earnings you can rely on.
benefits
- Certificate rates are fixed, higher than a regular savings account
- If you've been a member for 10 or more years, enjoy a rate increase of 0.05% APY on all certificates except for the Member Appreciation Certificates and special certificates
- If you've been a member for 10 or more years, enjoy a rate increase of 0.05% APY on all certificates except for the Member Appreciation Certificates and special certificates
- Our 36-, 48- and 60-month certificates have the option to bump up your rate once per term
- Easily manage what happens to your funds at maturity in online and mobile banking
- Provide more guarantee than other uninsured investments
- Set aside for future savings goals
- No setup or maintenance fees
Certificate options
- A wide range of terms available (up to five years)
- $1,000 minimum deposit to open
- $1,000 minimum deposit to open
- Member Appreciation Certificates
- 10- or 20-month term
- Higher dividends than regular certificates
- $500 minimum deposit to open
- 10- or 20-month term
- Jumbo Certificate options available with $60,000 minimum deposit
Only one Member Appreciation Certificate is allowed per primary member.
GET 4.48% APY WITH OUR 9-MONTH CERTIFICATE SPECIAL
Don't let lowering rates scare you! Lock in 4.48% APY with our 9-month certificate special when you fund with at least half in new money.
This limited offer ends after November 30, 2025. Secure your rate and open yours today!
Insured by NCUA. APY = annual percentage yield. Rate and offer are effective as of October 13, 2025, and subject to change without notice. Early withdrawal penalties apply. Fees may reduce earnings. $1,000 minimum deposit is required to open. Special certificate will renew automatically as a 12-month certificate at the current dividend rate. At least half of the funds used to open the certificate must be new money that has not been on deposit with the credit union in the last 30 days. Offer ends November 30, 2025.
Fees may reduce earnings. Certificate bump option is available for terms of 36 months or longer if the certificate was opened on or after September 1, 2022.
BECOME A MEMBER 
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