Things change pretty quickly nowadays, so it’s nice to have something that doesn’t — like fixed-rate earnings you can rely on.
benefits
- Enjoy peace of mind with guaranteed earnings
- Fixed rates, higher than regular savings
- Receive higher rates by selecting a longer term
- If you have been a member for 10 or more years, enjoy a rate increase of 0.05% APY on all certificates except for the Member Appreciation Certificates and special certificates
- Receive higher rates by selecting a longer term
- Our 36-, 48- and 60-month certificate options have the option to bump up your rate once per term
- Provide more guarantee than other uninsured investments
- Insured by the NCUA up to $250,000
- Set aside for future savings goals
- No setup or maintenance fees, however early withdrawals are subject to penalty
Certificate options
- A wide range of terms available (from six months to five years)
- $1,000 minimum deposit to open
- $1,000 minimum deposit to open
- Member Appreciation Certificates
- 10- or 20-month term
- Higher dividends than regular certificates
- $500 minimum deposit to open
- 10- or 20-month term
- Jumbo Certificate options available with $60,000 minimum deposit
limited time rate special: 32-month certificate at 3.65% apy
For a limited time, members can earn a 3.65% APY1 on our special 32-month certificate! A minimum deposit of $1,000 is required to open this certificate.
Apply through online or mobile banking
1APY = annual percentage yield, effective 11/01/2022. Must establish membership with Cascade FCU to open a certificate. Early withdrawal penalties may apply. Fees may reduce earnings. Upon maturity, certificate will renew as a 36-month certificate at the current dividend rate. $1,000 minimum deposit required to open. Offer subject to change without notice.
BECOME A MEMBER 
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Cascade FCU membership with just $5!