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Certificates (CDs)

Things change pretty quickly nowadays, so it’s nice to have something that doesn’t — like fixed-rate earnings you can rely on.



  • Enjoy peace of mind with guaranteed earnings
  • Fixed rates, higher than regular savings
    • Receive higher rates by selecting a longer term
    • If you have been a member for 10 or more years, enjoy a rate increase of 0.05% APY on all certificates except for the Member Appreciation Certificates and special certificates
  • Our 36-, 48- and 60-month certificate options have the option to bump up your rate once per term
  • Provide more guarantee than other uninsured investments
  • Insured by the NCUA up to $250,000
  • Set aside for future savings goals
  • No setup or maintenance fees, however early withdrawals are subject to penalty
  • A wide range of terms available (from six months to five years)
    • $1,000 minimum deposit to open 
  • Member Appreciation Certificates
    • 10- or 20-month term
    • Higher dividends than regular certificates
    • $500 minimum deposit to open
  • Jumbo Certificate options available with $60,000 minimum deposit

For a limited time, members can earn a 3.65% APY1 on our special 32-month certificate! A minimum deposit of $1,000 is required to open this certificate.


Apply through online or mobile banking

or apply by Contacting Us


1APY = annual percentage yield, effective 11/01/2022. Must establish membership with Cascade FCU to open a certificate. Early withdrawal penalties may apply. Fees may reduce earnings. Upon maturity, certificate will renew as a 36-month certificate at the current dividend rate. $1,000 minimum deposit required to open. Offer subject to change without notice.









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