top-down view of a worker cutting flowers

Certificates (CDs)

Things change pretty quickly nowadays, so it’s nice to have something that doesn’t — like fixed-rate earnings you can rely on.




  • Enjoy peace of mind with guaranteed earnings
  • Fixed rates, higher than regular savings
    • Receive higher rates by selecting a longer term
    • If you have been a member for 10 or more years, enjoy a rate increase of 0.10% APY on all certificates except for the Member Appreciation Certificates
  • Provide more guarantee than other uninsured investments
  • Insured by the NCUA up to $250,000
  • Set aside for future savings goals
  • No setup or maintenance fees, however early withdrawals are subject to penalty
  • A wide range of terms available (from six months to five years)
    • $1,000 minimum deposit to open most regular certificates (6-month certificates require $5,000 minimum deposit)
  • Member Appreciation Certificates
    • 10- or 20-month term
    • Higher dividends than regular certificates
    • May add funds up to the maximum principal balance during the term of the certificate
    • $500 minimum deposit to open
  • Jumbo Certificate options available with $60,000 minimum deposit
BECOME A MEMBER A mom and young girl baking in a kitchen


Ready to join Cascade FCU?


Apply for a savings account to being your
Cascade FCU membership with just $5!