Things change pretty quickly nowadays, so it’s nice to have something that doesn’t — like fixed-rate earnings you can rely on.
benefits
- Certificate rates are fixed, higher than a regular savings account
- If you've been a member for 10 or more years, enjoy a rate increase of 0.05% APY on all certificates except for the Member Appreciation Certificates and special certificates
- If you've been a member for 10 or more years, enjoy a rate increase of 0.05% APY on all certificates except for the Member Appreciation Certificates and special certificates
- Our 36-, 48- and 60-month certificates have the option to bump up your rate once per term
- Easily manage what happens to your funds at maturity in online and mobile banking
- Provide more guarantee than other uninsured investments
- Set aside for future savings goals
- No setup or maintenance fees
Certificate options
- A wide range of terms available (up to five years)
- $1,000 minimum deposit to open
- $1,000 minimum deposit to open
- Member Appreciation Certificates
- 10- or 20-month term
- Higher dividends than regular certificates
- $500 minimum deposit to open
- 10- or 20-month term
- Jumbo Certificate options available with $60,000 minimum deposit
Only one Member Appreciation Certificate is allowed per primary member.
Fees may reduce earnings. Certificate bump option is available for terms of 36 months or longer if the certificate was opened on or after September 1, 2022.
BECOME A MEMBER 
Ready to join Cascade FCU?
Apply for a savings account to being your
Cascade FCU membership with just $5!