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Certificates (CDs)

Things change pretty quickly nowadays, so it’s nice to have something that doesn’t — like fixed-rate earnings you can rely on.



  • Enjoy peace of mind with guaranteed earnings
  • Fixed rates, higher than regular savings
    • Receive higher rates by selecting a longer term
    • If you have been a member for 10 or more years, enjoy a rate increase of 0.05% APY on all certificates except for the Member Appreciation Certificates and special certificates
  • Our 36-, 48- and 60-month certificate options have the option to bump up your rate once per term
  • Provide more guarantee than other uninsured investments
  • Insured by the NCUA up to $250,000
  • Set aside for future savings goals
  • No setup or maintenance fees, however early withdrawals are subject to penalty
  • A wide range of terms available (up to five years)
    • $1,000 minimum deposit to open 
  • Member Appreciation Certificates
    • 10- or 20-month term
    • Higher dividends than regular certificates
    • $500 minimum deposit to open
  • Jumbo Certificate options available with $60,000 minimum deposit


Only one Member Appreciation Certificate is allowed per primary member.
Help your savings blossom with a high-yield certificate from Cascade FCU!
 
For a limited time, we are offering a 4-month certificate special at 5.00% APY. Lock in your rate today to start earning!
 
 
APY = annual percentage yield, effective July 1, 2024. Must establish membership with Cascade FCU to open a certificate. Early withdrawal penalties may apply. Fees may reduce earnings. Upon maturity, certificate will renew as a 6-month certificate at the current dividend rate. $1,000 minimum deposit required to open. At least half of the funds used to open the certificate must be new money that has not been on deposit with Cascade FCU in the last 90 days. Offer subject to change without notice. Insured by NCUA.








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