Checking

Climb higher or keep it simple — the choice is yours. Whether you're seeking our simple, straightforward Free Checking or aiming for peak earnings with Summit Checking, we have an account that fits your journey.


Earing the premium rate is easy. Each month, simply:
  • Be enrolled in eStatements
  • Make at least 12 debit card purchases each month
  • Have a direct deposit of at least $500
Plus, we make tracking easy in online and mobile banking. You'll never have to wonder if you've met your qualifiers for the month!
 
This account also features:
  • No monthly maintenance fee or minimum balance requirement
  • Surcharge-free ATMs via the CO-OP network and at any 7-Eleven® store
Start earning and open a Summit Checking today.
  • Simple, free checking with no gimmicks
  • No monthly maintenance fee
  • No minimum balance requirement
  • Surcharge-free ATMs via the CO-OP network and at any 7-Eleven® store
  • Free online and mobile banking
  • Direct deposit available
  • $50 minimum deposit to open
 
Cover yourself against returned checks and costly fees by linking your checking account to your savings, home equity line of credit, or Visa credit card.
Your Cascade FCU Visa® debit card is accepted worldwide at retailers and online. Add your Cascade FCU cards to your favorite digital wallet:
    
 
Cascade FCU debit cards also have tap-to-pay or contactless payment options, making checkout even easier.
 
We put you in control of your card with card management options in online and mobile banking. Here, you can turn your card on and off and report your card as lost or stolen, keeping your funds safe from fraudsters.
 
Cascade FCU checking accounts feature no per-check charges and customizable check options. Visit the site below to preview your options.
 






APY = annual percentage yield. Fees may reduce earnings. Only one Summit Checking is permitted per Social Security number. A $50 deposit is required to open, but no minimum monthly balance is required. The Summit Checking will earn a 5.00% APY on balances up to $5,000 if qualifications are met, which are: a minimum of 12 debit card purchases of at least $5 each that must post by month-end, active eStatement enrollment, and one direct deposit of at least $500 each month. ATM withdrawals do not qualify as a purchase. If qualifications are not met, account will earn 0.00% APY. Balances over $5,000 will also earn 0.00% APY. Monthly statements show the Annual Percentage Yield Earned (APYE), which may differ from the account's stated APY. Since dividends are only earned on the first $5,000 of qualifying balances, the APYE reflects a blended rate of 5.00% APY and 0.00% APY. Factors like account open days, deposits and withdrawals impact the APYE. As your balance exceeds $5,000, the APYE decreases due to the blended rate.
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