Use the equity in your home to make improvements, cover larger purchases, use as a safety net and more! Funds can be deposited to your savings or checking account to use for just about anything.
- Convert home equity into funds you can use
- Competitive rates for several short-term or one-time needs:
- Home improvement projects
- Major life events
- Education expenses
- Debt consolidation
- And more!
- Home improvement projects
- The existing equity in your home is used as collateral backing
- Flexible repayment terms customized to you
- Interest paid may be tax-deductible*
- Prompt, local decision-making
- Friendly and attentive service throughout the process
*Consult a tax advisor.
Benefits of Home Equity Line of Credit (HELOC)
- Convert home equity into ongoing financing
- Competitive rates for several ongoing or seasonal needs:
- Major home improvements
- Education expenses
- Debt consolidation
- Emergency reserve
- And more!
- Major home improvements
- The existing equity in your home acts as collateral
- Funds available anytime without reapplying
- Apply once, then use repeatedly thereafter
- Apply once, then use repeatedly thereafter
- Revolving credit — as principal is repaid, more becomes available
- Funds easily available via in-person, phone and online or mobile banking transfers to a specified Cascade FCU account
- The interest paid may be tax-deductible*
- Set up automatic payments to be deducted from your account monthly
- Flexible repayment terms customized to you
- Prompt, local decision-making
- Friendly and attentive service throughout the process
*Consult a tax advisor.
HELOC intro rate of 1.99% APR for 12 months
Get an intro rate of 1.99% APR1 for the first 12 months
Open a new Home Equity Line of Credit (HELOC) and get an introductory rate for the first 12 months.
Pay no closing costs except appraisal if needed. After 12 months, rates as low as 3.49% - 9.25% APR.
SAMPLE MONTHLY PAYMENTS2
| Amount Used | Monthly Payment |
|---|---|
| $10,000 | $75 |
| $25,000 |
$188 |
| $50,000 |
$375 |
1APR = annual percentage rate.
2The monthly payment is calculated as .75% of the outstanding balance with a minimum of $75.
REFER FRIENDS & FAMILY
You can earn up to $500
by giving the gift of membership.
You and those you refer can take advantage of the benefits of being a Cascade FCU member.